Insurance that protects you and your family!

Our goal is to ensure the financial stability of your family both present and long term.

A complimentary analysis of your current and long term insurance needs as well as discussing potential retirement needs will help us understand your current position.

We build a customized roadmap to help you achieve your goals for immediate coverage all the way through retirement and beyond.

We offer only the industry leaders for tax-favored and tax-free financial and insurance products to help you achieve your goals.

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Our Services

Complimentary evaluation and/or comparison of insurance products to make sure you have the best coverage for your family.  Along with a comprehensive plan to make sure you meet your goals.


Many types of products are available to help those either retiring or for those who are self-employed.  Whether the need is to roll a 401k into a product that is not only 100% safe, but will grow with market returns, or, if you need to start-up a retirement plan, we have many options.  With ROTH, SEP, Traditional IRA and many other annuity options we have plans for every budget and goal.  Many offer lifetime income, double payout for long-term care benefits or medical needs, and full value death benefits.  All of our products offer 100% safety from loss, yet still include generous growth.


Having specialized in Medicare since 2008, I have contracted with over 12 Medicare Advantage plans, drug plans, and Medicare Supplements.  I am honored to educate Medicare beneficiaries about their insurance options, to understand their coverage and how to use it, and to make sure they have the best possible plan for their individual needs.  We also have monthly educational seminars available.


With over 22 years of experience as a life insurance broker, I have many companies to choose from to suit any budget or need.  Use life insurance for income replacement, financial security, or final expenses.  Also, many products have living benefits and guaranteed lifetime/tax-free income to supplement retirement.  Coverage is available for almost anyone age 0 to 85.


From individual PPO plans to Affordable Care Act products, we have you covered.  A short questionnaire will help guide us to the best product for your needs and budget.

We have an assortment of products that will help you save money on monthly premiums and out-of-pocket costs all while keeping you with your current doctor.

Let's Work Together!

Call to schedule a no cost, no obligation consultation.  Whether your need is life insurance, retirement planning, individual health insurance or Medicare, we have agents ready to help you now!

The average amount of money spent on healthcare by Americans through out retirement.


The percentage of Americans with less than $10,000 saved for retirement.


The amount of Baby Boomers that do not believe they have enough for retirement.

The year that Social Security reserves will run out causing a 23% or greater cut in benefits.

Michelle Mitchell (Nieman)

Licensed since 1999, Michelle brings wisdom and in-depth knowledge of the life and health insurance industry to our team. Having specialized in Medicare since 2008, she is passionate about educating the Medicare beneficiary population and helping them understand their healthcare options.

Her daily leadership and guidance is invaluable to our clients and agents alike. Michelle is excited to grow Right Track Financial, Inc. into an industry leading financial services firm but her ultimate passion is you. Her greatest desire is to see the lives of families changed as she helps the build a blueprint for wealth and tax-free retirement.

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